For UK MGAs, specialty & wholesale brokers

Stop re-keying broker submissions.

We turn submission emails, ACORD forms, schedules and loss runs into structured underwriting data — inside Acturis, Open GI or whatever you already run. Every field is reviewable. Every change is logged.

We integrate, we don't replace Human review on every field Fixed-price start at £3,000
Submission received — 4 attachments

Inbound from broker

EML
New enquiry — Harborne Estates LtdBody text, 3 questions, no schedule
PDF
Proposal_form_signed.pdfScanned, handwritten sections
XLS
SOV_2026_final_v3.xlsx84 locations, merged cells
PDF
loss run 21-25.pdfCarrier format, 5 years

Structured for your system

Fields appear here once the submission is processed.

Illustrative example using a representative commercial property submission.

The 92%-confidence field is flagged, not silently accepted. That distinction is the whole design.

The problem

Growth shouldn't require another pair of hands in operations.

A submission arrives as an email with five attachments in three formats, none consistent between brokers. Someone opens each one, decides whether it's in appetite, and re-types the key fields so an underwriter can price it. Then chases the four fields the broker left out.

01

Handling time

Twenty to forty minutes per submission, from inbox to system of record. Multiply by weekly volume and it is usually the largest hidden cost in the operation.

02

Quote turnaround

In specialty lines, the first credible quote often wins. Slow triage loses business you were always going to write.

03

Headcount coupling

More capacity means more admin hires. That link is what automation is supposed to break — and rarely does, because most projects stop at the demo.

How we work

Small, fixed-price steps. You decide after each one.

Nobody should sign a five-figure automation project on a stranger's word. So we start with something small enough to approve this week, and priced so that stopping after it costs you very little.

Step one

Paid discovery

You send 20–50 anonymised submissions. We map how intake works today, test extraction on your real documents, and give you a written report: the field taxonomy, measured accuracy per field, the integration route into your system, and a fixed price for a pilot. If the numbers don't justify automating, the report says so.

£3,0002 weeks
Step two

Pilot

One narrow workflow, live end to end: classification, extraction, a review queue your team actually uses, export into your management system, and a full audit log. Measured against accuracy and handling-time targets agreed before we start.

£8,000–20,0004–8 weeks
Step three

Production rollout

More document types, more users, exception handling, monitoring, security controls and the integration work that makes it survive renewal season.

£25,000–75,000Scoped from pilot
Ongoing

Support & improvement

New broker formats appear constantly. We add document types, tune accuracy, monitor drift and stay on the hook when something breaks at 9am on a renewal day.

£2,000–8,000per month
What we are

An implementation partner, not another platform.

You already own a broker management system. It stores the data properly. The gap is everything that happens before the data gets there — and that gap is integration work, workflow design and exception handling, not a new product to buy.

  • We build around Acturis, Open GI, Applied, SSP or a bespoke legacy stack
  • We work with your existing document tooling rather than replacing it
  • Deliverables are yours: source code, documentation and models transfer to you
  • No per-seat licence, no lock-in, no platform migration
Where we're a poor fit

Honest exclusions.

Saying this up front saves us both a wasted call.

  • Under roughly 15 submissions a week — the arithmetic won't work in your favour
  • Personal lines volume business that's already digitised end to end
  • Anyone wanting to remove human review entirely from underwriting data
  • Full core-system replacement — that's a different kind of firm's job
Data & security

How your documents are handled.

You operate in a regulated environment and you're being asked to hand documents to an external party. These are the standing terms — they apply from the first sample document, not from contract signature.

Anonymised data for discovery

Discovery runs on redacted or anonymised documents. We don't need real insured names to measure extraction accuracy.

UK/EU region processing

Storage and processing stay in UK or EU regions. Data residency is confirmed in writing before any document is sent.

No training on your data

Your documents are never used to train or fine-tune models, and are never shared with third parties beyond the named processors in the agreement.

Deletion on completion

Documents are deleted at the end of each engagement, with written confirmation. Retention beyond that only happens if you ask for it.

NDA and DPA as standard

We sign yours. If you don't have one to hand, we provide a GDPR-aligned DPA covering roles, sub-processors, transfers and breach notification.

Audit trail on every field

Every extracted value records its source document, page, confidence score, and who approved or amended it. Nothing enters your system unattributed.

Who you're dealing with

One engineer, accountable, no account managers.

Thilak Kumar A — software engineer, Chennai, India. I build the systems I sell. You will not be handed to a delivery team you've never spoken to, and there is no sales layer between you and the person writing the code.

My background is the two halves this problem needs: production AI document automation, and years of keeping ageing enterprise .NET systems alive. The second half is the one that matters most — extracting fields from a PDF is the easy part; getting that data safely into a system built fifteen years ago is where these projects usually fail.

  • Built a production document-automation system using OpenAI that cut commercial document preparation time by around 80%
  • Migrated 50+ legacy enterprise screens to Angular and resolved 100+ defects across .NET MVC applications
  • Fine-tuned and deployed a code-generation model on a custom dataset, delivered as a working CLI tool
  • Four years building enterprise modules in .NET Core, Angular, SQL Server and Azure
  • Delivery is based in Chennai — which is why discovery costs £3,000 rather than £10,000. Calls are held in UK afternoons.
Questions we get asked first

Straight answers.

Doesn't our broker management system already do this?

It stores the data properly — that's its job. What it doesn't do is read an inconsistent broker email with four attachments and decide what goes where. We automate getting the data in. We integrate with your system; we never propose replacing it.

How accurate is it, really?

It depends entirely on your document mix, which is why we measure it on your documents during discovery rather than quoting a marketing number. Clean structured forms extract very reliably; scanned handwriting and inconsistent spreadsheets are harder. Every field carries a confidence score, and anything below your chosen threshold goes to a person. The goal is a large cut in handling time with full oversight, not removing humans.

What happens when the AI gets something wrong?

It gets caught in the review queue before it reaches your system — that's what the queue is for. Low-confidence fields are flagged, the source page is shown next to the value, and the reviewer amends it in one click. Every correction is logged, and recurring errors feed back into improving extraction.

You're based in India. How does that work in practice?

Calls happen in UK afternoons, which is our evening. Written updates go out weekly whether or not there's news. Contracts, invoicing and data handling follow UK norms. The cost base is the reason a discovery is £3,000 and a pilot starts at £8,000 — that's the advantage being passed to you, not a corner being cut.

Why is there a charge for discovery? Can't you just do a free trial?

The discovery is the trial — run on your real documents, with a measured accuracy report you keep whatever you decide next. A free demo on sample data proves nothing about your workflow, and any supplier willing to do weeks of unpaid work is telling you something about how they'll price the rest.

Who owns what we build?

You do. Source code, documentation, prompts and configuration transfer to you on final payment. No per-seat licensing and no dependency that makes leaving expensive.

How long before we see anything working?

Discovery delivers a written report in two weeks. A pilot puts a working workflow in front of your team within four to eight weeks of starting. If someone promises you a production intake system in a fortnight, they haven't seen your loss runs.

Next step

Twenty minutes, mostly you talking.

Tell us how submissions arrive, who touches them and where the re-keying happens. If there's a case for automating it we'll say so, and if there isn't we'll say that too. No deck.

thilak@submissionops.com
Replies within one working day, UK hours
Happy to sign your NDA before the first call